6 Best Used SUVs Under $20,000 in the U.S.

SUVs have continued to be a staple in the American car market due to their combination of versatility, comfort, cargo space, and safety. Many car buyers, however, are looking for value in the used market as the costs of new vehicles approach record levels. However, there are options for owning a well-equipped SUV loaded with modern safety gear and with many years of service life that can be had for a mere $20,000.

The average price of a new car in the U.S. is still north of $48,000, according to industry reports, making used SUVs a cost-effective choice for those on a budget. In the $20,000 range, there are many of the popular models currently available from 2017-2021 that include the advanced driver assistant technologies, good fuel efficiency, and great reliability ratings.

The following SUVs are consistently rated among the best for reliability, ownership costs, safety, and overall value in the used SUV market under $20,000.

Why This Matters

The right used SUV can save thousands of dollars, and provide almost the same capabilities as a new one. The secret is selecting cars that have a solid reputation and affordable maintenance expenses.

With a $20,000 budget, you can expect to purchase a 5-8 year old SUV with between 50,000 and 90,000 miles on the odometer. A range that frequently falls within the depreciation range, and yet the vehicle has much life left in it.

There are safety issues to consider as well. The Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) are among the agencies that gave high marks to many of the SUVs in this price range, and gave families and commuters peace of mind.

Plus, cutting-edge SUVs come equipped with technology that used to be found only on upscale cars, such as adaptive cruise control, blind-spot monitoring, Apple CarPlay, Android Auto, and advanced collision-avoidance systems. With a careful selection, buyers can still get a reliable, comfortable, economical SUV with strong resale value that won’t cost them too much.

1. Toyota RAV4 (2017–2019)

The Toyota RAV4 is still one of the most reliable used SUVs. It is one of the most reliable and most desirable cars to resell, and is always one of the best picks among automotive experts.

For the 2017–2019 model year, most buyers will be able to find a RAV4 for under $20,000, particularly those with moderate mileage. The SUV features comfortable seating, ample space, and very good fuel economy in its class. Several models boast 26-30 MPG to help owners save on gas costs.

Because of the company’s reputation for durability, many RAV4s are able to comfortably reach 200,000 miles with regular servicing. Lane departure warnings, adaptive cruise control, and automatic emergency braking were increasingly available in later model years.

The RAV4 is hard to pass up for families looking for a reliable, budget-friendly SUV. It’s always on the list of used vehicles with great reliability.

Looking for affordable family vehicles? Check out our guide to the most reliable cars under $20,000 in the U.S.

2. Honda CR-V (2017–2020)

The Honda CR-V is one of America’s most popular compact SUVs. It’s not only efficient with fuel, but it’s also roomy and reliable, too.

The 2017-2020 models of the CR-V are often found at prices below $20,000. Inside, it has one of the biggest cargo spaces in the segment, perfect for families, road trips, and outdoor adventures.

Another benefit is the fuel economy. Including a CR-V’s drivetrain and configuration, many models will get close to 28–34 MPG. Purchasing a Honda also benefits from its excellent safety record and low maintenance needs.

The durability and owner satisfaction ratings have consistently made the CR-V one of the top used SUVs according to Consumer Reports and other auto experts. Well-maintained examples regularly exceed 200,000 miles, reinforcing the CR-V’s reputation as one of the most durable used SUVs in this price range.

Buyers interested in low ownership costs can also explore our budget cars with low maintenance costs guide.

3. Mazda CX-5 (2018–2021)

If you want to have a more interesting driving experience, the Mazda CX-5 might be the vehicle you should be interested in. It’s high quality, yet not high-cost. The CX-5’s high-quality interior components, handling, and styling are distinguishing features. It is one of the more fun-to-drive compact SUVs, according to many automotive reviewers.

More models are available for under $20,000 in 2018–2021, including more high-mileage models. Fuel economy is estimated to be around 25–31 miles per gallon, depending on drivetrain and engine type.

Reliability has also improved over the years, and Mazda has been commended for its long-term durability. Standard safety features typically include blind-spot monitoring, lane-keeping assist, and automatic emergency braking. If you want a car that is functional and still offers a good amount of fun, the CX-5 is one of the best choices.

4. Subaru Forester (2018–2020)

The Subaru Forester is especially attractive for individuals who reside in snowy, rainy, or ruggedly rough locations. Every Forester will feature a standard all-wheel drive system, which puts it ahead of many rivals.

The SUV’s visibility, cabin space, and cargo capacity are impressive. It has an advantage in terms of ground clearance and confidence on dirt roads for outdoor enthusiasts. Most of the 2018-2020 models are available for less than $20,000, depending on the trims and mileage. Fuel economy is competitive at around 26 MPG city and 33 MPG highway, with a combined rating near 29 MPG.

Many Forester models were also furnished with Subaru’s EyeSight safety system, which features adaptive cruise control and collision mitigation technology. In terms of year-round driving and usability, the Forester should be at the top of your list.

If fuel economy is important, read our guide to the most fuel-efficient used cars in the U.S.

5. Hyundai Tucson (2019–2021)

The Hyundai Tucson is a great value in the used SUV market. There are advantages for buyers in finding newer model years and lower mileage when compared with the similarly priced competition.

Inside, the Tucson is comfortable, easy to use, and stylish. Examples of many of these include smartphone integration, advanced safety features, and modern infotainment systems. Fuel economy is 23-28 mpg overall, which puts the vehicle in line with the rest of the compact SUV market.

Because Hyundais depreciate faster than Toyotas and Hondas, buyers often get a newer model year with lower mileage for the same price as an older competitor. That faster depreciation works squarely in the buyer’s favor, making the Tucson an outstanding value for those who prioritize features and warranty protection.

The Tucson is a good option for people looking for something affordable, but it still offers most of the modern facilities.

6. Toyota Highlander (2015–2018)

The Toyota Highlander could be the better choice for buyers who require extra room. The Highlander’s third row seats are an option, while many of these compact SUVs lack this feature.

Though a generation older than some picks on this list, the Highlander’s legendary reliability still makes it a compelling used buy. There are numerous examples of engines running reliably well past 200,000 miles.

The SUV offers a comfortable ride, a powerful V6 engine, choice options, and a lot of cargo space for the family. Safety ratings are likewise very good, particularly for the more recent model years.

Fuel economy is less than that of a compact SUV, but many consumers are willing to make the sacrifice for the space and versatility.

If you’re in a family where reliability is key and the price is under $20,000, the Highlander is still one of the best buys out there when it comes to the three-row SUV family.

Review official vehicle safety ratings through the NHTSA website.

Why Used SUVs Under $20,000 Offer Excellent Value

Used SUVs under $20,000 provide many of the same benefits as newer vehicles while avoiding the steep depreciation that affects new car purchases. Buyers can often find well-equipped SUVs with advanced safety features, modern infotainment systems, and strong reliability records for a fraction of the cost of a new model.

Many SUVs in this price range still have years of service life remaining when properly maintained. By focusing on vehicles with strong reliability ratings and documented maintenance histories, buyers can enjoy lower ownership costs while still benefiting from comfort, cargo space, and practicality.

Buyer Tips to Get the Best Used SUVs

When shopping for a used SUV, there are various tips for you to keep in mind.

Review Vehicle History Reports

Always inspect a car or truck report before buying. Check for collision damage, title problems, flood damage, and maintenance.

Get a Pre-Purchase Inspection

Pay a little for an independent mechanic’s checkup. This can help you identify costly issues that you don’t want to end up with after you purchase the property.

Focus on Maintenance Records

An SUV that’s been properly serviced with 90,000 miles on the clock is usually a better deal than a poorly-maintained SUV with 50,000 miles on the odometer. The service record is more important than simply the miles on the vehicle.

Prioritize Safety Features

Seek out any automatic emergency brake, blind-spot monitoring, adaptive cruise control, or lane-keeping aid.

Research Common Issues

All cars have their advantages and disadvantages. Be aware of any model-specific issues before buying, to prevent potential problems down the road.

Conclusion

The top used SUVs that fit within the $20,000 price range provide an impressive balance of affordability, dependability, safety, and convenience. Owners and experts have all praised models, such as the Toyota RAV4, Honda CR-V, Mazda CX-5, and Subaru Forester.

Examine maintenance records, compare several listings, and pay for a professional examination before making a purchase. A $20,000 budget will help you avoid the steep depreciation that comes with purchasing a new car while still securing a reliable SUV that will serve your family for many years.

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